Property Mortgage Servicesssss
Clear Guidance. Competitive Rates. Seamless Processing.Classice Paramounts Real Estate provides end-to-end mortgage solutions for property investors, making it easier to acquire prime real estate in Dubai.
We combine expert advisory with seamless processing to help you secure the right financing with minimal hassle.
Securing a mortgage seems challenging and complicated, especially for an investor, first-time purchaser, or expatriate moving to the United Arab Emirates.
Our team of highly skilled experts simplify it, making it straightforward and personalized for your needs.
Be it selecting the ideal loan product or enjoying the best interest rates and receiving approvals in the shortest time possible, our bespoke mortgage offers are designed to serve you every step of your home finance journey.
Our offerings Include
Pre-Approval Assistance
Before you begin your home search, consider obtaining a mortgage pre-approval to determine precisely how much you can afford to borrow.
Bank Comparisons & Rate Negotiation
Our mortgage advisors compare offers from several UAE banks and lenders. An evaluation is conducted for both fixed and variable rate options.
Loan Approval Management
A thorough inspection is conducted to ensure the property meets all the criteria before possession. From quality control to outstanding issues, our experts ensure everything is right.
Non-resident and foreign mortgages
We help non-residents and expatriates find appropriate mortgage products that satisfy eligibility requirements.
Financial Guidance & Budgeting
Straightforward guidance is offered based on lifestyle, affordability, and long-term real estate investing.
Post-Approval Advice
It is ensured that there are no unpleasant surprises by supporting you throughout loan's disbursement, property registration, and final handover after it has been approved.
Basic Package
3% of annual return
Minimum AED 1,500
- Residential Home Loans
- Mortgages for Investment or buy-to-let Properties
- Shariah-Compliant Mortgages and Islamic Finance
Basic Package
3% of annual return
Minimum AED 1,500
- Residential Home Loans
- Mortgages for Investment or buy-to-let Properties
- Shariah-Compliant Mortgages and Islamic Finance
Frequently Asked Questions
Your passport, visa, Emirates ID, salary certificate, bank statements for six months, and proof of address would typically be asked for. A trade licence and audited accounts may be asked for if you are self-employed.
Though they may need to qualify for more stringent lending conditions and give a slightly higher down payment, non-residents are encouraged to apply for United Arab Emirates property financing.
Depending on the preference and creditworthiness of the lender, UAE nationals may start with a 15% down payment on property prices below AED 5 million, while foreigners must provide at least 20%.
